Got Lending?

Direct Personal Lending. Fast.
GotLending provides direct personal loans built for real-world financial needs. Our process is designed to be clear, efficient, and respectful of your time. Every application is reviewed using GotLending’s internal underwriting and approval criteria to determine eligibility and available loan terms.
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I'm happy with the loan they approved me for. The loan amount was good and the rate was better than any other offer I received elsewhere. Overall they were a solid company to work with and i will definitely use them again in the future if the need arises.
Amar
I called them and asked for info and they were patient even though I haven't decided fully yet.
Jayden
Such a good company, super cooperative and accommodating. Highly recommend, filled with nice people too!
Bella

Why Work With Us?

Rates starting at 5.99%

Same-Day Funding Available from GotLending. Fixed Monthly Payment. No prepayment penalties.

Loan Terms up to 120 months

Reduce outgoing expenses. Improve your credit. Reduce interest.

Highest Amounts to Borrow

Loans up to $100,000

Why Choose Got Lending?

Educational resources to support your financial journey
Direct Personal loans for all credit types and amounts
Free, no-obligation loan consultation with GotLending
Work with all credit types
See My Loan Terms
1
Get Started
Provide loan details and general information for review by GotLending.
2
Loan Review
We review your application and determine approved loan amount and terms.
3
Get Funded
If approved, GotLending funds your loan directly.

What We Stand For

  • Clarity – Straightforward loan terms without hidden surprises.
  • Trust – Bank Level Security
  • Access – Direct lending opportunities for all credit types.
  • Support – Guidance and resources to help you borrow smarter.

How We Help

  • Personal Loans – For life’s planned and unplanned expenses.
  • Consolidation Loans – Direct consolidation loans to simplify payments into one predictable monthly amount.
  • Specialty Loans – Direct specialty loans for home improvement, auto repair, and more.
  •  

Our Commitment to You

When it comes to finances, trust matters. That’s why we:

  • Protect your data with bank-level security
  • Provide a risk-free GotLending loan eligibility check with no hard credit pull
  • Commit to transparency and simplicity in every step

With GotLending, you’ll always know exactly what to expect as a direct lending customer.

Direct Lending Disclosure
GotLending Inc is a direct lender and creditor, not a loan broker or arranger of credit. We do not match applicants with third-party lenders. All approved loans are underwritten, originated, and funded directly by GotLending Inc.

Your goals matter. Your financial choices should feel empowering.

Check Your Loan Terms Today

take the first step toward clarity and confidence

© Got Lending

join our mission of empowering individuals to overcome financial challenges.

Company NMLS ID: 2754229
Company Name: GotLending Inc

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