Disclosure for Direct Mail Response
Effective Date: 08-13-2025
This disclosure applies to individuals who respond to direct mail, online advertisements, or submit information through GotLending.com (“GotLending,” “we,” “our,” or “us”).
By responding to a GotLending mail piece, submitting your information online, or otherwise engaging with our services, you acknowledge and agree to the disclosures and terms outlined below.
Nature of Our Services
GotLending provides consumer lending services and evaluates loan applications internally using established eligibility and underwriting criteria. Submission of information allows GotLending to review your application for potential loan approval and applicable terms.
Submission of an inquiry or application does not guarantee loan approval, specific loan terms, or funding.
All loans are subject to underwriting review, eligibility requirements, and applicable laws.
No Guarantee of Loan Terms
Loan amounts, interest rates, repayment terms, and approval outcomes vary based on individual creditworthiness, financial profile, and other relevant factors.
GotLending does not represent or guarantee that any loan approved will contain the lowest available interest rate or the most favorable terms for every applicant.
Applicants are encouraged to carefully review all loan disclosures, terms, and conditions prior to accepting any loan.
Consent to Telephone Contact
By responding to a GotLending direct mail offer, submitting your contact information on our website, or otherwise providing your phone number, you expressly consent to receive telephone calls, text messages (SMS), and other communications from GotLending at the number(s) you provide.
This consent includes:
- Calls made using automated dialing systems
- Calls made using artificial intelligence–powered voice agents
- Calls using prerecorded or synthesized voices
- Calls and messages delivered via AI outbound agents
- Calls placed to mobile phones and landlines
- Calls placed for marketing, transactional, and informational purposes
Your consent applies even if your phone number is registered on a federal or state Do Not Call (DNC) registry.
No Condition of Purchase
Providing consent to be contacted is not a condition of receiving a loan or being approved for credit. You may revoke consent at any time using the opt-out methods described below.
Opt-Out Instructions
You may revoke your consent to receive calls or messages at any time by:
- Replying STOP to any SMS message
- Requesting removal during a phone call
- Contacting us at info@gotlending.com
Opt-out requests are processed within a commercially reasonable timeframe.
Use of Artificial Intelligence
GotLending may use artificial intelligence–powered systems, including AI voice agents, to contact applicants, respond to inquiries, verify interest, provide information, and facilitate the application process.
These systems are used to improve response times, efficiency, and customer experience. Calls may be monitored or recorded for quality assurance and compliance purposes.
Consumer Responsibility
You are responsible for reviewing and understanding all loan disclosures, agreements, and obligations before accepting any loan. GotLending disclaims liability for decisions made by applicants based on information provided through our website or communications, except as required by applicable law.
Contact Information
If you have questions regarding this disclosure or your application, please contact us:
GotLending Inc
5465 Legacy Drive, Suite 650
Plano, TX 75024
Email: info@gotlending.com
Phone: 800-854-0797
