This California Privacy Notice supplements the Privacy Policy of GotLending Inc. (“GotLending,” “we,” “our,” or “us”). It applies only to individuals who reside in California, including website visitors, customers, and households (“you” or “consumers”). This Notice is provided to comply with the California Consumer Privacy Act of 2018 (CCPA) and other applicable California privacy laws. Any capitalized terms not defined here have the meaning given in the CCPA.
1. Your CCPA Rights
If you live in California, the CCPA grants you specific rights regarding your personal information:
- The right to know what categories and specific pieces of personal information we collect, use, and share
- The right to request deletion of personal information, subject to certain legal exceptions
- The right to opt out of the sale of personal information
- The right to non-discrimination for exercising your privacy rights
GotLending does not sell consumers’ personal information as defined under the CCPA.
To learn how to exercise these rights, please review our main Privacy Policy or contact us using the information provided in Section 6.
2. Categories of Personal Information We Collect
In the past twelve (12) months, we have collected the following categories of personal information:
| Category | Examples | Collected |
| A. Identifiers | Name, alias, postal address, email, IP address, account name, Social Security number, driver’s license, passport. | Yes |
| B. Customer Records | Name, SSN, address, telephone, financial accounts, employment history, insurance details. | Yes |
| C. Protected Classifications | Age (40+), race, citizenship, religion, marital status, disability, gender, sexual orientation, veteran status. | Yes |
| D. Commercial Information | Purchase history, products/services considered. | Yes |
| E. Biometric Data | Fingerprints, face scans, iris scans, voiceprints, keystroke/gait patterns. | No (except limited employee data) |
| F. Internet Activity | Browsing history, search history, site interactions. | Yes |
| G. Geolocation Data | Physical location/movement. | Yes |
| H. Sensory Data | Audio, visual, or electronic recordings. | Yes |
| I. Employment Data | Current/past job history, performance evaluations. | Yes |
| J. Education Information | Grades, transcripts, financial aid records. | No |
| K. Inferences | Profiles reflecting preferences, behavior, attitudes, aptitudes. | Yes |
Certain sensitive information may be collected only where required or permitted by law in connection with lending eligibility, identity verification, fraud prevention, or regulatory compliance.
Excluded from CCPA: publicly available records, aggregated/de-identified data, and data protected by laws such as HIPAA, CMIA, GLBA, and FCRA.
3. Sources of Personal Information
We collect personal information from the following sources:
• Directly from you or your authorized representatives (such as applications, forms, or communications).
• From service providers that support our internal business operations, including identity verification, fraud prevention, compliance, and loan servicing functions.
• From your interactions with our website (www.GotLending.com).
